Terms and Conditions

Effective Date: June 02, 2025

Welcome to HandInitiatives.com (“we,” “us,” “our,” or the “Company”). These Terms and Conditions (“Terms”) govern your use of our website, services, and communications, including our SMS/text messaging alert program. By accessing this website, submitting your information, or signing up for our notifications, you acknowledge that you have read, understood, and agreed to be bound by these Terms in full.

If you do not agree to any part of these Terms, please do not use our services or website.

1. Use of Our Website and Services

You agree to use HandInitiatives.com only for lawful purposes and in a manner consistent with all applicable local, state, national, and international laws and regulations. You must be at least 18 years old to use this site and enroll in any of our communications programs.

You may not:

• Interfere with or disrupt the operation of our website

• Attempt to gain unauthorized access to any part of the site

• Use our services in a way that could damage, disable, or impair the functioning of our site or systems

2. Personal Information and Consent

When you submit your personal information, including your name, email address, and phone number, you grant us permission to use that data in accordance with our Privacy Policy and Mobile Privacy Policy.

You represent that:

• All information you provide is accurate, current, and complete

• You are the authorized user of the mobile number you provide

• You have the legal authority to grant consent for communication

3. SMS/Text Messaging Program Terms

By opting into our SMS program, you expressly agree to receive periodic text messages from HandInitiatives.com regarding news, resources, and financial aid alerts.

The SMS terms are as follows:

• Message Frequency: You may receive up to five (5) messages per month

• Message and Data Rates: Standard message and data rates may apply as per your carrier’s plan

• Help: To get help, reply HELP to any message or contact us at info@HandInitiatives.com or call (877) 890-5349

• Opt-Out: You may unsubscribe at any time by texting STOP, QUIT, END, CANCEL, or UNSUBSCRIBE

• Privacy: No mobile information will be shared or sold to third parties or affiliates for marketing or promotional purposes

Your participation in our SMS program is entirely voluntary, and opting out will not affect your access to non-SMS services on our website.

4. Third-Party Links and Resources

Our website may contain links to third-party websites for your convenience or informational purposes. We do not endorse and are not responsible for the content, policies, or practices of these external sites. Accessing them is at your own risk, and we recommend reviewing their terms and privacy policies.

5. Intellectual Property Rights

All content on HandInitiatives.com—including text, graphics, logos, icons, software, and other materials—is the exclusive property of the Company or its licensors. Unauthorized use, reproduction, or distribution of any content is strictly prohibited.

You are granted a limited, non-transferable, non-exclusive license to access and use the website for personal, non-commercial purposes only.

6. Disclaimers

Our content is provided for general informational purposes only and is not intended as legal, financial, or professional advice. We make no guarantees regarding the availability of grants or aid, and eligibility is determined by third-party agencies or institutions.

We make every effort to ensure the accuracy and timeliness of information, but we do not warrant that all content will be free of errors, interruptions, or inaccuracies.

7. Limitation of Liability

To the fullest extent permitted by law, HandInitiatives.com shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from:

• Your use or inability to use our site or services

• Unauthorized access to or alteration of your data

• Any issues arising from mobile messaging, including delays or failures

Your sole remedy for dissatisfaction with our services is to discontinue use.

8. Indemnification

You agree to defend, indemnify, and hold harmless HandInitiatives.com, its affiliates, officers, agents, and employees from and against any and all claims, liabilities, losses, damages, costs, and expenses arising out of or related to your use of the site or violation of these Terms.

9. Termination of Services

We reserve the right to suspend or terminate your access to our website and services at our sole discretion, without notice, if we believe you have violated any provision of these Terms or are using our services in a harmful or unlawful manner.

10. Changes to Terms and Conditions

We reserve the right to update or modify these Terms at any time. Any changes will be effective immediately upon posting. Your continued use of the website and services after such updates constitutes your acceptance of the revised Terms.

You are responsible for reviewing these Terms periodically to remain informed of any updates.

11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of laws principles. Any disputes arising under or in connection with these Terms shall be resolved exclusively in the state or federal courts located in Miami-Dade County, Florida.

12. Contact Information

If you have any questions, concerns, or feedback regarding these Terms and Conditions, or if you need support for our SMS program, please contact:

HandInitiatives.com
7520 NW 104 Ave Ste A103 PMB 4366
Doral, FL 33178
Phone: (877) 890-5349
Email: info@HandInitiatives.com

By using our website and signing up for alerts, you confirm that you have read, understood, and agreed to these Terms and Conditions in full.